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The OCC is proposing to issue a preemption determination concluding that federal law preempts state laws that eliminate OCC- regulated banks' flexibility to decide whether and to what extent to (1) pay interest or other compensation on funds placed in real estate escrow accounts; or (2) assess fees in connection with such accounts. This preemption determination would provide much needed clarity to banks and other stakeholders.
Published
Dec 30, 2025
Comments Close
Jan 29, 2026
Citation
90 FR 61093
Agencies
2
Full text not available in our database.
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Docket ID OCC-2025-0735
1557-AF45
12 CFR 34