Health insurance; coverage for therapeutic day treatment services.

Health insurance; coverage for therapeutic day treatment services. Requires health insurers providing health care plans to provide coverage for therapeutic day treatment services for children with serious emotional disturbances, defined in the in bill as children who have a mental illness diagnosis and have experienced functional limitations due to emotional disturbance, including experiencing a school shooting or the loss of a loved one in a school setting, over the past 12 months on a continuous or intermittent basis. Under the bill, "therapeutic day treatment services" are treatment programs that combine psychotherapeutic interventions with education and mental health and may include evaluation; medication education and management; opportunities to learn and use daily living skills and to enhance social and interpersonal skills; and individual, group, and family counseling. The bill applies to plans delivered, issued for delivery, or renewed on and after January 1, 2025.