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Insurance; standards of conduct for public adjusters; unauthorized practice of public adjusting. Prohibits any person who does not hold a valid public adjuster license from soliciting, investigating, negotiating, adjusting, or providing advice to a policyholder, in relation to a first party claim arising under an insurance contract that insures the real or personal property of a policyholder, for the purpose of effecting the settlement of a claim on behalf of the policyholder. The bill prohibits any public adjuster from assisting in a claim where the policyholder has improperly assigned the duties, rights, or benefits under the relevant policy to any contractor or vendor. The bill adds requirements for advertisements by public adjusters, and excludes certain materials from being considered advertisements. The bill also includes specific standards of conduct for public adjusters regarding vulnerable adults, as defined in the bill, and contains technical amendments.
Introduced
Jan 12, 2026
Last Action
Mar 10, 2026
Session
VA 2026
Sponsors
1 primary · 1 co
Governor's Action Deadline 11:59 p.m., April 13, 2026
Enrolled Bill communicated to Governor on March 10, 2026
Fiscal Impact Statement from State Corporation Commission (HB437)
Bill text as passed House and Senate (HB437ER)
Enrolled
Signed by President
Signed by Speaker
Fiscal Impact Statement from State Corporation Commission (HB437)
Passed Senate (40-Y 0-N 0-A)
Read third time
Passed by for the day Block Vote (Voice Vote)
Constitutional reading dispensed Block Vote (on 2nd reading) (40-Y 0-N 0-A)
Rules suspended
Reported from Commerce and Labor (15-Y 0-N)
Referred to Committee on Commerce and Labor
Constitutional reading dispensed (on 1st reading)
Passed House (98-Y 0-N 0-A)
Reconsideration of passage agreed to by House
Read third time and passed House (97-Y 1-N 0-A)
Read second time
Engrossed by House as amended
committee amendments agreed to
Read first time
Reported from Labor and Commerce with amendment(s) (22-Y 0-N)
Fiscal Impact Statement from State Corporation Commission (HB437)
Subcommittee recommends reporting with amendment(s) (9-Y 0-N)
House subcommittee offered
Assigned HCL sub: Subcommittee #1
Referred to Committee on Labor and Commerce
Prefiled and ordered printed; Offered 01-14-2026 26103589D
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Governor's Action Deadline 11:59 p.m., April 13, 2026