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Medical Debt Protection Act; prohibited practices; penalties. Creates the Medical Debt Protection Act to prohibit a large health care facility or medical debt buyer, as those terms are defined in the bill, from using certain extraordinary collection actions to collect medical debt or from charging interest or late fees on medical debt until 90 days following the due date applicable to the final invoice. The bill specifies that no such interest or late fees shall exceed three percent of the amount of such medical debt per annum. The bill provides that a violation of its provisions constitutes a prohibited practice under the Virginia Consumer Protection Act. The bill has a delayed effective date of July 1, 2026.
Introduced
Jan 4, 2025
Last Action
May 2, 2025
Session
VA 2025
Sponsors
1 primary · 5 co
Approved by Governor-Chapter 692 (Effective 07/01/26)
Acts of Assembly Chapter text (CHAP0692)
House rejected Governor's recommendation (33-Y 63-N)
Governor's Action Deadline 11:59 p.m., May 2, 2025
Communicated to Governor
Motion to pass in enrolled form rejected (51-Y 45-N)
Governor's substitute printed (HB1725H2)
Governor's recommendation received by House
Enrolled Bill communicated to Governor on March 11, 2025
Governor's Action Deadline 11:59 p.m., March 24, 2025
Signed by President
Signed by Speaker
Fiscal Impact Statement from Department of Planning and Budget (HB1725)
Bill text as passed House and Senate (HB1725ER)
Enrolled
Senate substitute agreed to by House (53-Y 44-N)
Read third time
Passed Senate with substitute (27-Y 13-N)
Commerce and Labor Substitute agreed to
Reading of substitute waived
Engrossed by Senate - committee substitute
Passed by for the day
Rules suspended
Fiscal Impact Statement from Department of Planning and Budget (HB1725)
Constitutional reading dispensed (on 2nd reading) (40-Y 0-N)
Committee substitute printed 25107566D-S1
Reported from Commerce and Labor with substitute (13-Y 2-N)
Referred to Committee on Commerce and Labor
Constitutional reading dispensed (on 1st reading)
Read third time and passed House (49-Y 46-N)
Labor and Commerce Substitute agreed to
Engrossed by House - committee substitute
Read second time
Fiscal Impact Statement from Department of Planning and Budget (HB1725)
Read first time
Committee substitute printed 25105874D-H1
Reported from Labor and Commerce with substitute (12-Y 10-N)
Subcommittee recommends reporting with substitute (5-Y 3-N)
Committee substitute printed 25104995D
Assigned L & C sub: Subcommittee #2
Fiscal Impact Statement from Department of Planning and Budget (HB1725)
Referred to Committee on Labor and Commerce
Prefiled and ordered printed; Offered 01-08-2025 25102212D
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Acts of Assembly Chapter text (CHAP0692)
Karrie K. Delaney