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Consumer finance companies; additional charges. Provides that, for the purposes of the prohibition on additional charges by consumer finance companies, exceptions to such prohibition include (i) charges for guaranteed asset protection waivers for the protection and benefit of the borrower in connection with any loan and (ii) charges for guaranteed asset protection insurance for the protection and benefit of the borrower in connection with any loan.
Introduced
Jan 16, 2026
Last Action
Mar 14, 2026
Session
VA 2026
Sponsors
1 primary · 1 co
Governor's Action Deadline 11:59 p.m., April 13, 2026
Enrolled Bill communicated to Governor on March 14, 2026
Enrolled
Signed by President
Signed by Speaker
Bill text as passed House and Senate (HB1309ER)
Passed Senate (39-Y 0-N 0-A)
Read third time
Constitutional reading dispensed (on 2nd reading) (39-Y 0-N 0-A)
Passed by for the day (Voice Vote)
Rules suspended
Reported from Commerce and Labor (12-Y 1-N)
Constitutional reading dispensed (on 1st reading)
Referred to Committee on Commerce and Labor
Read third time and passed House Block Vote (97-Y 0-N 0-A)
Read second time and engrossed
Read first time
Reported from Labor and Commerce (20-Y 0-N)
Subcommittee recommends reporting (8-Y 0-N)
Assigned HCL sub: Subcommittee #1
Fiscal Impact Statement from State Corporation Commission (HB1309)
Referred to Committee on Labor and Commerce
Presented and ordered printed 26105258D
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Governor's Action Deadline 11:59 p.m., April 13, 2026
Jason S. Ballard