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Motor vehicle insurance; use of certain factors to establish rates prohibited. Prohibits an insurer from using any classification system, rating plan, rules or rates, or modifications based in whole or in part on consumer credit information or scores to establish rates for any motor vehicle insurance policy issued or renewed in the Commonwealth. The bill also prohibits an insurer from refusing to provide or refusing to continue to provide an individual with motor vehicle insurance coverage, limiting the amount or extent of motor vehicle insurance coverage, or charging an individual a different rate for the same motor vehicle insurance coverage solely because of an individual's consumer credit information or score.
Introduced
Jan 14, 2026
Last Action
Feb 5, 2026
Session
VA 2026
Sponsors
1 primary · 0 co
Tabled in Labor and Commerce (15-Y 7-N)
House subcommittee offered
Subcommittee recommends reporting with substitute (9-Y 0-N)
Assigned HCL sub: Subcommittee #1
Prefiled and ordered printed; Offered 01-14-2026 26101940D
Referred to Committee on Labor and Commerce
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Tabled in Labor and Commerce (15-Y 7-N)
Israel D. O'Quinn