S 3721: A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes. | Sporos

← Back to Bills

← HR 7276Prev S 3719Next →

S 3721SenateBillIn Committee

A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.

Introduced

Jan 29, 2026

Last Action

Jan 29, 2026

Session

119th Congress

AI Summary

Get a plain-English explanation of what this bill does, who it affects, and why it matters.

Estimate based on legislative signals

See what factors are driving this score — cosponsor support, bipartisan backing, committee progress, and more.

Upgrade to Pro

Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.

HR 7276

Previous Bill

S 3719

Next Bill

→

Talk to us

A bill to amend the Truth in Lending Act to empower the States to set the maximum annual percentage rates applicable to consumer credit transactions, and for other purposes.

AI Summary

Passage Probability

Status

Sponsor

Cosponsors (3)