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Creates a program for deferred loans to first-time home buyers in an amount not greater than the lesser of the closing costs on the purchase or one percent of the purchase price. Makes the deferred loans repayable when the home changes ownership, is no longer the homestead of the borrower or, if the home is mobile, is moved out of state. Retires the program after three years. Declares an emergency, effective on passage.
Introduced
Feb 2, 2026
Last Action
Mar 7, 2026
Session
OR 2026R1
Sponsors
2 primary · 2 co
In committee upon adjournment.
Informational Meeting held.
Informational Meeting cancelled.
First reading. Referred to Speaker's desk.
Referred to Housing and Homelessness with subsequent referral to Revenue.
HB 4051 was introduced on Feb 2, 2026 by E. Werner Reschke in OR session 2026R1. It is currently in committee. Most recent action on Mar 7, 2026: In committee upon adjournment..
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
In committee upon adjournment.
E. Werner Reschke