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Prohibits creditors from enforcing a consumer debt incurred as a result of fraud, duress, intimidation, threat, force, identity theft, exploitation of the debtor's personal information or similar economic abuse perpetrated against a debtor; establishes a right of action by the debtor for relief against creditors for violations; makes related provisions.
Introduced
Jan 9, 2025
Last Action
Dec 19, 2025
Session
NY 2025-2026
Sponsors
1 primary · 6 co
SIGNED CHAP.710
APPROVAL MEMO.85
DELIVERED TO GOVERNOR
PASSED ASSEMBLY
RETURNED TO SENATE
ORDERED TO THIRD READING RULES CAL.305
SUBSTITUTED FOR A3038B
RETURNED TO ASSEMBLY
REPASSED SENATE
REFERRED TO CODES
VOTE RECONSIDERED - RESTORED TO THIRD READING
RECALLED FROM ASSEMBLY
RETURNED TO SENATE
AMENDED ON THIRD READING 1353B
REFERRED TO CODES
DELIVERED TO ASSEMBLY
PASSED SENATE
ADVANCED TO THIRD READING
2ND REPORT CAL.
1ST REPORT CAL.773
PRINT NUMBER 1353A
AMEND AND RECOMMIT TO JUDICIARY
REPORTED AND COMMITTED TO JUDICIARY
REFERRED TO CONSUMER PROTECTION
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
APPROVAL MEMO.85