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Amend KRS 286.8-125 to exempt loans for which the total points and fees do not exceed the threshold set forth in 12 C.F.R. sec. 1026.43(e)(3) from total net income limits; make technical amendments; direct that the Act applies to contracts entered into on or after the effective date of the Act.
Introduced
Feb 3, 2026
Last Action
Apr 8, 2026
Session
KY 2026RS
Sponsors
1 primary · 0 co
signed by Governor (Acts Ch. 57)
delivered to Governor
enrolled, signed by Speaker of the House
3rd reading, passed 89-1
enrolled, signed by President of the Senate
received in Senate
posted for passage in the Regular Orders of the Day for Friday, March 27 2026
2nd reading, to Rules
reported favorably, 1st reading, to Calendar
to Banking & Insurance (H)
3rd reading, passed 38-0
to Committee on Committees (H)
received in House
posted for passage in the Regular Orders of the Day for Thursday, February 26 2026
2nd reading, to Rules
reported favorably, 1st reading, to Calendar
to Banking & Insurance (S)
to Committee on Committees (S)
introduced in Senate
SB 157 was introduced on Feb 3, 2026 by J. Howell in KY session 2026RS. It is currently signed. Most recent action on Apr 8, 2026: signed by Governor (Acts Ch. 57).
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
signed by Governor (Acts Ch. 57)
J. Howell