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Repeals the statutes governing first lien mortgage lending, small loans, mortgage rescue protection fraud, and home loan practices and the Uniform Consumer Credit Code. Recodifies the repealed statutes in a new title of the Indiana Code concerning consumer lending (Title 37). Conforms the structure and organization of the recodified statutes to the requirements of the general assembly's drafting manual. Makes conforming changes to cross-references.
Introduced
Jan 5, 2026
Last Action
Mar 5, 2026
Session
IN 2026
Sponsors
2 primary · 1 co
Public Law 115
Signed by the Governor
Signed by the Speaker
Signed by the President Pro Tempore
Signed by the President of the Senate
Senate concurred with House amendments; Roll Call 278: yeas 46, nays 0
Returned to the Senate with amendments
Motion to concur filed
Third reading: passed; Roll Call 305: yeas 93, nays 1
Second reading: ordered engrossed
Committee report: amend do pass, adopted
First reading: referred to Committee on Financial Institutions
Referred to the House
Third reading: passed; Roll Call 53: yeas 43, nays 1
House sponsor: Representative Teshka
Second reading: ordered engrossed
Committee report: amend do pass, adopted
Senator Randolph added as coauthor
Authored by Senator Baldwin
First reading: referred to Committee on Insurance and Financial Institutions
SB 169 was introduced on Jan 5, 2026 by Scott Baldwin in IN session 2026. It is currently signed. Most recent action on Mar 5, 2026: Public Law 115.
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Signed by the Governor