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Amends the Illinois Health Insurance Portability and Accountability Act. Defines "grandfathered health plan". Provides that, except for grandfathered health plans, a health insurance issuer in the individual, small group, or large group market shall not deny coverage to an individual or employer due to the individual's or employer's failure to pay premiums owed under a prior policy, certificate, or contract of insurance. Specifies that nothing in the provisions concerning past-due premiums prohibits a health insurance issuer from pursuing the collection of past-due premiums from an individual or employer by any other means permitted by law. Effective immediately.
Introduced
Feb 6, 2026
Last Action
Mar 5, 2026
Session
IL 104th
Sponsors
1 primary · 1 co
Placed on Calendar Order of 3rd Reading March 10, 2026
Second Reading
Do Pass Insurance; 009-000-000
Placed on Calendar Order of 2nd Reading March 5, 2026
Added as Chief Co-Sponsor Sen. Cristina Castro
Assigned to Insurance
Filed with Secretary by Sen. Laura Ellman
Referred to Assignments
First Reading
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Placed on Calendar Order of 3rd Reading March 10, 2026