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Amends the Regulatory Sunset Act. Removes the Collection Agency Act from the list of Acts being repealed under the Act. Amends the Collection Agency Act. Makes changes concerning defined terms; exempt persons and entities under the Act; unlicensed practice; disciplinary actions; communication; informal conferences; penalties; investigations; the record of hearing; oaths; findings and recommendations; hearings; orders; and returned payments. Provides that the fee rate a collection agency can charge may be modified by rule to not less than 25% of the amount of child support actually collected by the collection agency but not greater than 35%. Repeals provisions concerning the Collection Agency Licensing and Disciplinary Board and provisions concerning when a person acts as a collection agency. Makes other changes.
Introduced
Apr 9, 2025
Last Action
Aug 1, 2025
Session
IL 104th
Sponsors
2 primary · 3 co
Public Act . . . . . . . . . 104-0149
Effective Date January 1, 2026
Governor Approved
Sent to the Governor
Third Reading - Short Debate - Passed 113-000-000
Passed Both Houses
Placed on Calendar Order of 3rd Reading - Short Debate
Second Reading - Short Debate
Added as Co-Sponsor Sen. Mary Edly-Allen
Placed on Calendar 2nd Reading - Short Debate
Do Pass / Short Debate Financial Institutions and Licensing Committee; 012-000-000
Assigned to Financial Institutions and Licensing Committee
Chief House Sponsor Rep. Margaret Croke
Arrived in House
Placed on Calendar Order of 3rd Reading
Third Reading - Passed; 056-000-000
Referred to Rules Committee
First Reading
Placed on Calendar Order of 3rd Reading **
Added as Chief Co-Sponsor Sen. Graciela Guzmán
Second Reading
Placed on Calendar Order of 3rd Reading April 4, 2025
Senate Floor Amendment No. 2 Adopted; Walker
Senate Floor Amendment No. 2 Recommend Do Adopt Financial Institutions; 008-000-000
Senate Floor Amendment No. 2 Referred to Assignments
Senate Floor Amendment No. 2 Assignments Refers to Financial Institutions
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Mark L. Walker
Do Pass as Amended Financial Institutions; 008-000-000
Placed on Calendar Order of 2nd Reading March 20, 2025
Senate Committee Amendment No. 1 Adopted
Added as Co-Sponsor Sen. Karina Villa
Senate Committee Amendment No. 1 Assignments Refers to Financial Institutions
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Mark L. Walker
Senate Committee Amendment No. 1 Referred to Assignments
Assigned to Financial Institutions
First Reading
Referred to Assignments
Filed with Secretary by Sen. Mark L. Walker
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Public Act . . . . . . . . . 104-0149
Mark L. Walker