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Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.
Introduced
Feb 7, 2025
Last Action
Jul 2, 2025
Session
IL 104th
Sponsors
1 primary · 1 co
Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-9(b) / Referred to Assignments
Rule 3-9(a) / Re-referred to Assignments
Rule 2-10 Third Reading Deadline Established As June 1, 2025
Rule 2-10 Third Reading Deadline Established As May 23, 2025
Rule 2-10 Third Reading Deadline Established As May 9, 2025
Second Reading
Placed on Calendar Order of 3rd Reading April 11, 2025
Added as Chief Co-Sponsor Sen. Mike Simmons
Senate Floor Amendment No. 1 Assignments Refers to Insurance
Senate Floor Amendment No. 1 Referred to Assignments
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Julie A. Morrison
Placed on Calendar Order of 2nd Reading March 20, 2025
Do Pass Insurance; 014-000-000
Assigned to Insurance
First Reading
Referred to Assignments
Filed with Secretary by Sen. Julie A. Morrison
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Senate Floor Amendment No. 1 Pursuant to Senate Rule 3-9(b) / Referred to Assignments
Julie A. Morrison
Mike Simmons