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Amends the Illinois Insurance Code. Provides that specified notices of cancellation of insurance must be mailed at least 30 days prior to the effective date of cancellation to the named insured if the effective date of cancellation is within the first 60 days of coverage. Provides that, after the coverage has been effective for 61 days or more, all notices must be mailed at least 60 days prior to the effective date of cancellation. Makes conforming changes. Creates the Climate Risk Disclosure Article. Provides that the Article applies to all companies licensed in Illinois under Classes 2 and 3 that write $100,000,000 or more annually in premiums. Allows the monetary threshold to be altered by rule. Requires all insurers subject to the Article to, upon direction from the Department of Insurance, participate in National Association of Insurance Commissioners issued climate surveys and Department issued climate surveys.
Introduced
Apr 14, 2025
Last Action
Mar 10, 2026
Session
IL 104th
Sponsors
2 primary · 13 co
Added Co-Sponsor Rep. Lilian Jiménez
Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3
Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000
Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 005-000-000
Approved for Consideration Rules Committee; 005-000-000
Added Co-Sponsor Rep. Kimberly Du Buclet
Added Co-Sponsor Rep. Edgar González, Jr.
Added Co-Sponsor Rep. Michelle Mussman
Added Co-Sponsor Rep. Dagmara Avelar
Removed Co-Sponsor Rep. Justin Cochran
Added Co-Sponsor Rep. Justin Cochran
Added Co-Sponsor Rep. Barbara Hernandez
Rule 19(b) / Re-referred to Rules Committee
Added as Alternate Chief Co-Sponsor Sen. Christopher Belt
Added as Alternate Co-Sponsor Sen. Michael W. Halpin
Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel
Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee
Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee
Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel
Senate Floor Amendment No. 2 Adopted; Hastings
Chief Sponsor Changed to Rep. Robyn Gabel
Remove Chief Co-Sponsor Rep. Thaddeus Jones
Removed Co-Sponsor Rep. Michelle Mussman
Removed Co-Sponsor Rep. Rita Mayfield
Removed Co-Sponsor Rep. Camille Y. Lilly
Removed Co-Sponsor Rep. Michael Crawford
Removed Co-Sponsor Rep. Kimberly Du Buclet
Removed Co-Sponsor Rep. Jehan Gordon-Booth
Removed Co-Sponsor Rep. Mary Beth Canty
Senate Floor Amendment No. 3 Filed with Secretary by Sen. Michael E. Hastings
Senate Floor Amendment No. 3 Referred to Assignments
Added as Alternate Co-Sponsor Sen. Sara Feigenholtz
Senate Floor Amendment No. 3 Be Approved for Consideration Assignments
Added as Alternate Chief Co-Sponsor Sen. Doris Turner
Recalled to Second Reading
Senate Floor Amendment No. 3 Adopted; Hastings
Placed on Calendar Order of 3rd Reading
Third Reading - Passed; 041-015-001
Senate Floor Amendment No. 1 Tabled Pursuant to Rule 5-4(a)
Arrived in House
Placed on Calendar Order of Concurrence Senate Amendment(s) 2, 3
Senate Floor Amendment No. 2 Motion Filed Concur Rep. Robyn Gabel
Senate Floor Amendment No. 3 Motion Filed Concur Rep. Robyn Gabel
Senate Floor Amendment No. 2 Motion to Concur Referred to Rules Committee
Senate Floor Amendment No. 3 Motion to Concur Referred to Rules Committee
Senate Floor Amendment No. 2 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000
Senate Floor Amendment No. 3 Motion to Concur Recommends Be Adopted Rules Committee; 003-002-000
Added as Alternate Chief Co-Sponsor Sen. Meg Loughran Cappel
Added as Alternate Co-Sponsor Sen. Mattie Hunter
Senate Floor Amendment No. 2 Motion to Concur Lost 056-037-006
Senate Floor Amendment No. 3 Motion to Concur Lost 056-037-006
Added as Alternate Co-Sponsor Sen. Cristina Castro
Senate Floor Amendment No. 1 Assignments Refers to Insurance
Senate Floor Amendment No. 2 Be Approved for Consideration Assignments
Senate Floor Amendment No. 1 Postponed - Insurance
Senate Floor Amendment No. 2 Referred to Assignments
Senate Floor Amendment No. 2 Filed with Secretary by Sen. Michael E. Hastings
Alternate Chief Sponsor Changed to Sen. Michael E. Hastings
Senate Floor Amendment No. 1 Filed with Secretary by Sen. Michael E. Hastings
Senate Floor Amendment No. 1 Referred to Assignments
Placed on Calendar Order of 3rd Reading October 29, 2025
Second Reading
Alternate Chief Sponsor Changed to Sen. Don Harmon
Placed on Calendar Order of 2nd Reading
Approved for Consideration Assignments
Added Co-Sponsor Rep. Mary Beth Canty
Placed on Calendar Order of First Reading
Arrive in Senate
Chief Senate Sponsor Sen. Laura Ellman
First Reading
Referred to Assignments
Added Co-Sponsor Rep. Michael Crawford
Added Co-Sponsor Rep. Camille Y. Lilly
Added Co-Sponsor Rep. Rita Mayfield
Placed on Calendar Order of 3rd Reading - Short Debate
House Floor Amendment No. 2 Adopted
Third Reading - Short Debate - Passed 075-038-000
Added Co-Sponsor Rep. Jehan Gordon-Booth
Added Co-Sponsor Rep. Kimberly Du Buclet
Added Chief Co-Sponsor Rep. Thaddeus Jones
House Floor Amendment No. 2 Recommends Be Adopted Insurance Committee; 011-004-000
House Floor Amendment No. 2 Rules Refers to Insurance Committee
House Floor Amendment No. 2 Referred to Rules Committee
House Floor Amendment No. 2 Filed with Clerk by Rep. Bob Morgan
Held on Calendar Order of Second Reading - Short Debate
Second Reading - Short Debate
Placed on Calendar 2nd Reading - Short Debate
House Committee Amendment No. 1 Adopted in Insurance Committee; by Voice Vote
Do Pass as Amended / Short Debate Insurance Committee; 011-006-000
House Committee Amendment No. 1 Rules Refers to Insurance Committee
Added Co-Sponsor Rep. Michelle Mussman
House Committee Amendment No. 1 Filed with Clerk by Rep. Bob Morgan
House Committee Amendment No. 1 Referred to Rules Committee
Assigned to Insurance Committee
First Reading
Referred to Rules Committee
Filed with the Clerk by Rep. Bob Morgan
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Added Co-Sponsor Rep. Lilian Jiménez
Michael E. Hastings
Michael W. Halpin
Dagmara Avelar
Edgar González, Jr.