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Amends the Illinois Insurance Code. Provides that any policy of automobile insurance that carries comprehensive coverage may not exclude theft coverage for lack of evidence of forcible entry or for the insured leaving the vehicle unlocked or leaving a key or key fob in the vehicle. Provides that nothing in the provisions prohibits a company from investigating and denying a claim due to fraudulent acts. Effective January 1, 2026.
Introduced
Apr 14, 2025
Last Action
Apr 14, 2025
Session
IL 104th
Sponsors
2 primary · 2 co
Referred to Assignments
First Reading
Chief Senate Sponsor Sen. Julie A. Morrison
Placed on Calendar Order of First Reading
Arrive in Senate
House Floor Amendment No. 1 Adopted
Third Reading - Short Debate - Passed 076-039-000
Placed on Calendar Order of 3rd Reading - Short Debate
House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 011-004-000
Added Co-Sponsor Rep. Camille Y. Lilly
House Floor Amendment No. 1 Filed with Clerk by Rep. Thaddeus Jones
House Floor Amendment No. 1 Referred to Rules Committee
House Floor Amendment No. 1 Rules Refers to Insurance Committee
Held on Calendar Order of Second Reading - Short Debate
Second Reading - Short Debate
Placed on Calendar 2nd Reading - Short Debate
Do Pass / Short Debate Insurance Committee; 011-006-000
Added Chief Co-Sponsor Rep. Bob Morgan
Assigned to Insurance Committee
First Reading
Referred to Rules Committee
Filed with the Clerk by Rep. Thaddeus Jones
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Referred to Assignments
Julie A. Morrison
Camille Y. Lilly