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Creates the Artificial Intelligence Systems Use in Health Insurance Act. Provides that the Department of Insurance's regulatory oversight of insurers includes oversight of an insurer's use of AI systems to make or support adverse determinations that affect consumers. Provides that any insurer authorized to operate in the State is subject to review by the Department in an investigation or market conduct action regarding the development, implementation, and use of AI systems or predictive models and the outcomes from the use of those AI systems or predictive models. Provides that an insurer authorized to do business in Illinois shall not issue an adverse consumer outcome with regard to the denial, reduction, or termination of insurance plans or benefits that result solely from the use or application of any AI system or predictive model. Provides that any decision-making process for the denial, reduction, or termination of insurance plans or benefits that results from the use of AI systems or predictive models shall be meaningfully reviewed, in accordance with review procedures determined by Department rules, by an individual with authority to override the AI systems and determinations. Authorizes the Department to adopt emergency rules to implement the Act and to adopt rules concerning standards for full and fair disclosure of an insurer's use of AI systems. Makes a conforming change in the Illinois Administrative Procedure Act.
Introduced
Apr 10, 2025
Last Action
Jun 2, 2025
Session
IL 104th
Sponsors
2 primary · 7 co
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
Rule 3-9(a) / Re-referred to Assignments
Added as Alternate Co-Sponsor Sen. Graciela Guzmán
Rule 2-10 Committee Deadline Established As June 1, 2025
Senate Committee Amendment No. 1 Assignments Refers to Executive
Senate Committee Amendment No. 1 Filed with Secretary by Sen. Laura Fine
Senate Committee Amendment No. 1 Referred to Assignments
Rule 2-10 Committee Deadline Established As May 23, 2025
Assigned to Executive
Chief Senate Sponsor Sen. Laura Fine
Placed on Calendar Order of First Reading
Referred to Assignments
Arrive in Senate
Added Co-Sponsor Rep. Hoan Huynh
First Reading
Added Co-Sponsor Rep. Nicolle Grasse
Added Co-Sponsor Rep. Janet Yang Rohr
House Floor Amendment No. 1 Adopted
Placed on Calendar Order of 3rd Reading - Short Debate
Third Reading - Short Debate - Passed 079-035-000
Added Co-Sponsor Rep. Jennifer Gong-Gershowitz
Added Co-Sponsor Rep. Curtis J. Tarver, II
House Floor Amendment No. 1 Recommends Be Adopted Insurance Committee; 010-004-000
House Floor Amendment No. 1 Rules Refers to Insurance Committee
House Floor Amendment No. 1 Referred to Rules Committee
House Floor Amendment No. 1 Filed with Clerk by Rep. Bob Morgan
Second Reading - Short Debate
Held on Calendar Order of Second Reading - Short Debate
Placed on Calendar 2nd Reading - Short Debate
Do Pass / Short Debate Insurance Committee; 011-006-000
Added Co-Sponsor Rep. Lilian Jiménez
Assigned to Insurance Committee
First Reading
Referred to Rules Committee
Prefiled with Clerk by Rep. Bob Morgan
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Senate Committee Amendment No. 1 Rule 3-9(a) / Re-referred to Assignments
Jennifer Gong-Gershowitz
Curtis J. Tarver, II