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504 Program Risk Oversight Act This bill requires the Small Business Administration (SBA) to annually conduct a risk analysis of all loans guaranteed under the 504 loan program. The 504 loan program provides long-term, fixed-rate financing to qualifying small businesses for major fixed assets, such as land, buildings, equipment, and machinery. The SBA must annually report the results of the risk analysis for each preceding fiscal year, including the steps taken by the SBA to mitigate the risks identified in the analysis.
Introduced
Oct 17, 2025
Last Action
Jan 26, 2026
Session
119th Congress
Sponsors
1 primary · 3 co
Passage Probability
8% — Low
Received in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.
Mr. Williams (TX) moved to suspend the rules and pass the bill.
Considered under suspension of the rules.
DEBATE - The House proceeded with forty minutes of debate on H.R. 5788.
On motion to suspend the rules and pass the bill Agreed to by voice vote.
Motion to reconsider laid on the table Agreed to without objection.
Reported by the Committee on Small Business. H. Rept. 119-404.
Placed on the Union Calendar, Calendar No. 352.
Committee Consideration and Mark-up Session Held
Ordered to be Reported by the Yeas and Nays: 27 - 0.
Introduced in House
Referred to the House Committee on Small Business.
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
8%
Estimate based on legislative signals
See what factors are driving this score — cosponsor support, bipartisan backing, committee progress, and more.
Upgrade to ProReceived in the Senate and Read twice and referred to the Committee on Small Business and Entrepreneurship.