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Bringing the Discount Window into the 21st Century Act This bill requires the Board of Governors of the Federal Reserve System to review and develop a remediation plan for its discount window lending program, which provides loans to depository institutions to support an institution’s security and liquidity. The review must consider topics such as the sufficiency of the technology infrastructure, the effectiveness of the existing operating hours of the discount window, and how the discount window interacts with other liquidity providers during normal operations and in times of financial distress. The remediation plan must address any identified deficiencies, establish timelines and milestones for implementation, and be approved by the board. The bill requires annual reports to Congress regarding the plan.
Introduced
May 14, 2025
Last Action
Feb 11, 2026
Session
119th Congress
Sponsors
1 primary · 2 co
Passage Probability
7% — Low
Received in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.
Considered under suspension of the rules.
Motion to reconsider laid on the table Agreed to without objection.
Mr. Hill (AR) moved to suspend the rules and pass the bill, as amended.
DEBATE - The House proceeded with forty minutes of debate on H.R. 3390.
On motion to suspend the rules and pass the bill, as amended Agreed to by voice vote.
Placed on the Union Calendar, Calendar No. 191.
Reported (Amended) by the Committee on Financial Services. H. Rept. 119-234.
Committee Consideration and Mark-up Session Held
Ordered to be Reported (Amended) by the Yeas and Nays: 48 - 1.
Committee Consideration and Mark-up Session Held
Introduced in House
Referred to the House Committee on Financial Services.
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7%
Estimate based on legislative signals
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Upgrade to ProReceived in the Senate and Read twice and referred to the Committee on Banking, Housing, and Urban Affairs.