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Homes for Every Local Protector, Educator, and Responder Act of 2025 or the HELPER Act of 2025 This bill establishes a program administered by the Department of Housing and Urban Development to provide mortgage assistance to law enforcement officers, elementary and secondary school teachers, firefighters, or other first responders. Specifically, these individuals may be eligible for a first-time mortgage on a primary family residence with no down payment. Instead, the mortgage is subject to a one-time, up-front mortgage insurance premium.
Introduced
Mar 14, 2025
Last Action
Mar 14, 2025
Session
119th Congress
Sponsors
1 primary · 113 co
Passage Probability
2% — Very Low
Introduced in House
Referred to the House Committee on Financial Services.
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2%
Estimate based on legislative signals
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Upgrade to ProReferred to the House Committee on Financial Services.
Sherrill, Mikie