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Existing law generally regulates classes of insurance, including property and fire insurance. Existing law creates the Department of Insurance, headed by the Insurance Commissioner, and prescribes the department's powers and duties. Existing department regulations prohibit an insurer from using a rating plan that does not take into account and reflect specified wildfire risk mitigation, including property-level building hardening measures. This bill would require the department, on or before January 1, 2030, and every 5 years thereafter, to consider whether or not to update its regulations to include additional building hardening measures for property-level mitigation efforts and communitywide wildfire mitigation programs. As part of this consideration, the bill would require the department to consult with specified agencies to identify additional building hardening measures to consider, as well as to develop and implement a public participation process during the evaluation.
Introduced
Dec 2, 2024
Last Action
Oct 9, 2025
Session
CA 20252026
Sponsors
1 primary · 15 co
Chaptered by Secretary of State - Chapter 472, Statutes of 2025.
Approved by the Governor.
Enrolled and presented to the Governor at 4 p.m.
In Assembly. Ordered to Engrossing and Enrolling.
Read third time. Passed. Ordered to the Assembly. (Ayes 40. Noes 0. Page 2886.).
From special consent calendar.
Ordered to third reading.
Ordered to special consent calendar.
From committee: Do pass. (Ayes 7. Noes 0.) (August 29).
Read second time. Ordered to third reading.
In committee: Referred to suspense file.
In committee: Hearing postponed by committee.
From committee: Do pass and re-refer to Com. on APPR. with recommendation: To Consent Calendar. (Ayes 7. Noes 0.) (June 25). Re-referred to Com. on APPR.
Referred to Com. on INS.
In Senate. Read first time. To Com. on RLS. for assignment.
Read third time. Passed. Ordered to the Senate. (Ayes 79. Noes 0. Page 1815.)
Read second time. Ordered to third reading.
From committee: Do pass. (Ayes 14. Noes 0.) (May 23).
In committee: Set, first hearing. Referred to suspense file.
Coauthors revised.
From committee: Do pass and re-refer to Com. on APPR. (Ayes 17. Noes 0.) (April 2). Re-referred to Com. on APPR.
Referred to Com. on INS.
From printer. May be heard in committee January 2.
Read first time. To print.
Get a plain-English explanation of what this bill does, who it affects, and why it matters.
Chaptered by Secretary of State - Chapter 472, Statutes of 2025.